Quick Quoting Calculator
Find out how financing with Marlin might add up for your small business.
Get A Quotecommercial hvac and refrigeration
Easy Process, Quick Response
- No financials up to $200,000
- Same-day credit approval
the benefits of financing HVAC/R projects with Marlin
Whether you’re a small business owner challenged with an emergency replacement situation, or simply planning to upgrade your HVAC/R with more efficient solutions, Marlin can help. We can quickly offer your business up to $500,000 in financing, plus:
- Flexible terms
- Convenient solutions
- More than 25 years specializing in HVAC/R financing
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Keep Cash On Hand
Conserve capital while you take advantage of the energy savings!
Building Ownership Not Required
Convenient solutions. And no real estate liens.
Write Off Up To $1M
Your HVAC purchase could be a 100% tax deductible.
commercial lending that works
HVAC/R customers who finance with us:
- Restaurants
- Houses of Worship
- Retail Stores
- Automotive Service Centers
- Convenience Stores
- Attorneys / Law Offices
- Doctors / Medical Practices
- Fire Departments
- Municipalities
- Non-profit Organizations
- Property Management Companies
- Schools
HVAC/R equipment and projects we finance:
- Heating & Air Conditioning
- Refrigeration
- Boilers
- LED Lighting
- Generators
- Ductwork
- Installation
- Extended Warranties
- Service Contracts
- Control Systems
You can even finance additional equipment such as:
- Furniture
- Software
- Security
- Technology
- Machinery
- Automotive
- And just about any other equipment needed to help grow your business!
For more information on HVAC/R financing, contact Horizon Keystone Financial, a division of Marlin Capital Solutions.
- Phone: 800.606.0049
- Email: [email protected]
what customers and partners are saying about Marlin
Based on 640 reviews
Excellent 
4.6 out of 5
Showing our 4 & 5 star reviews
"I worked with Ryan Savage to obtain…"
I worked with Ryan Savage to obtain financing for our HVAC equipment for a large project. He was helpful, responsive and walked us through the process. Looking forward to working…Accurate builders Published 28 days ago Read More
"Exceptional care"
We were lucky enough to have been given Irene Dunne's contact information at 4:56 PM on a Friday. I was so impressed that she not only picked up her phone…Angela Published 29 days ago Read More
"Irene Duffy was a pleasure to work…"
Irene Duffy was a pleasure to work with. While I’ve always had a good working relationship with Marlin from an organizational standpoint the service from many of the reps have…Rob Salisbury Published 29 days ago Read More
"There when needed"
Our Experience was great. Ryan Savage stayed on top of our loan and needs. He returned calls and emails in timely fashion.This is our second loan with the company and…Zion Hill Baptist Church Published 1 month ago Read More
"Thank you Irene for helping us with…"
Thank you Irene for helping us with this bed. You are a very nice lady. Whenever you order please get in touch with Irene because she is the best. We…Ira Hughes Published 1 month ago Read More
"Great Customer Service!"
Irene takes great care of her customer. Responsive and helpful with a great attitude. She made our lending experience great!Melanie Porter Published 1 month ago Read More
"Good financing partner"
Had a great experience working with Marlin on financing some equipment for my startup. Henry Ford was my contact and he helped push things through in a timely mannerBC Published 2 months ago Read More
"Goes the extra mile"
Great communication from start to finish. Next day pre-approval and went the extra mile to get customer funded where other companies declined with out asking questions. Irene Duffy was such…Josh Published 2 months ago Read More
"Henry the service was great !staff also…"
Henry the service was great !staff also were Courteous and professional as well Thank you!Gabe Y Johnson Published 2 months ago Read More
"Quick, Easy & Reliable - Henry Ford"
Always a smooth and stress free experience working with Marlin Capital Solutions for my customer financing needs. Henry Ford went above and beyond to expedite the process due to my…Katie Insco Published 2 months ago Read More
Quick Quoting Calculator
Find out how financing with Marlin might add up for your small business.
Get A QuoteEasy Process, Quick Response
- No financials up to $200,000
- Same-day credit approval