Quick Quoting Calculator
Find out how financing with Marlin might add up for your small business.
Get A Quotecommercial hvac and refrigeration
Easy Process, Quick Response
- No financials up to $200,000
- Same-day credit approval
the benefits of financing HVAC/R projects with Marlin
Whether you’re a small business owner challenged with an emergency replacement situation, or simply planning to upgrade your HVAC/R with more efficient solutions, Marlin can help. We can quickly offer your business up to $500,000 in financing, plus:
- Flexible terms
- Convenient solutions
- More than 25 years specializing in HVAC/R financing
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Keep Cash On Hand
Conserve capital while you take advantage of the energy savings!
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Building Ownership Not Required
Convenient solutions. And no real estate liens.
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Write Off Up To $1M
Your HVAC purchase could be a 100% tax deductible.
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commercial lending that works
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HVAC/R customers who finance with us:
- Restaurants
- Houses of Worship
- Retail Stores
- Automotive Service Centers
- Convenience Stores
- Attorneys / Law Offices
- Doctors / Medical Practices
- Fire Departments
- Municipalities
- Non-profit Organizations
- Property Management Companies
- Schools
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HVAC/R equipment and projects we finance:
- Heating & Air Conditioning
- Refrigeration
- Boilers
- LED Lighting
- Generators
- Ductwork
- Installation
- Extended Warranties
- Service Contracts
- Control Systems
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You can even finance additional equipment such as:
- Furniture
- Software
- Security
- Technology
- Machinery
- Automotive
- And just about any other equipment needed to help grow your business!
For more information on HVAC/R financing, contact Horizon Keystone Financial, a division of Marlin Capital Solutions.
- Phone: 800.606.0049
- Email: HVAC@horizonkeystone.com
what customers and partners are saying about Marlin
Based on 410 reviews
Excellent 
4.7 out of 5
"What an AWESOME Company to deal with and Natalie Stone WORKS FOR YOU As a Partner! Shes the Best at What she does!"
What an AWESOME Company to deal with. I have been working with Marlin Capital Solutions for 16+ Years since they were Horizon Keystone! And I must say by far Natalie…Jeff Miller Published 1 month ago Read More
"Excellent Experience"
Natalie Stone at Marlin Capital Solutions was instrumental in assisting us in acquiring financing for an HVAC system. The process was quick and paperwork was minimal. I appreciate her and…Sanabria Published 3 months ago Read More
"Marlin Capital is the best thing to…"
Marlin Capital is the best thing to happen to our HVAC business!!! Many businesses can't afford the cash upfront and with Marlin they can make monthly payments and we get…Danielle Panza Published 5 months ago Read More
"We had a unique situation"
We had a unique situation. Matt McCormick worked closely with us to structure a deal that made our transaction for a much needed new HVAC system possible. He did an…Wilmette Theatre Education Project Published 12 months ago Read More
"This was my second loan with Marlin"
This was my second loan with Marlin. Both experiences have been quick & easy. Lisa Haught is a pleasure to deal with. Marlin stands true to their mission... supporting small…Elevation Health & Wellness LLC Published 1 year ago Read More
"Always a great experience"
Always a great experience, Thorough and fast response time. always attending to our companys needs.Reliable Property Services Published 1 year ago Read More
"Quick"
Quick, concise, personable, effective, easy to work withCrown Inc. Published 1 year ago Read More
Quick Quoting Calculator
Find out how financing with Marlin might add up for your small business.
Get A QuoteEasy Process, Quick Response
- No financials up to $200,000
- Same-day credit approval